Request for Proposal

Group Health Insurance

There are 3 easy ways for you to receive a proposal for group health insurance for your business. Either way, we’ll build you a detailed and comprehensive proposal within 24 hours and then review it with you to answer all your questions.

1. Call us at 720-515-9348, or use our contact request form. We’ll ask you a few questions regarding coverage preferences, your business, your staff and then use that information to put together your proposal

2. Download the small group census (click on download below)and email or fax back to rgoldstein@insuranceonlinedirect.com. It’s a simple Excel spreadsheet on which you can input the basic information regarding your full-time employees, owners. It only takes a few minutes and will give us the information we need to build your comprehensive health insurance proposal.

3. Use the convenient online input form to forward us basic information regarding your full-time employees, owners. It only takes a few minutes and will give us the information we need to build your comprehensive health insurance proposal. (You’ll need Microsoft Office Online.)

It is extremely important to understand that if you are a small business looking for health insurance coverage every health insurance carrier has a participation requirement ranging from 50% – 70% of your full-time employees. If you apply for 1/1/2023 coverage during the open enrollment period of 11/15/22 – 12/15/22, all participation requirements are waived. For many companies, this can be the difference between qualifying for group coverage or not qualifying. Please complete the census for your business and we will have a detailed health insurance proposal to you showing your best options for 2022 to you within 24 hours. You are also welcome to call us at 720-515-9348 so that we help guide you through the open enrollment process.

Individual Health Insurance

The 2023 Open Enrollment Period for individual health coverage runs from November 1, 2022 to December 15, 2022. You will need to apply for coverage during this period if you wish to be insured on an individual plan in 2023.

Sign up here.